In United State there are a few tips you can do to ensure the best possible auto insurance rate. 
Here are some tips:
- Information must valid: name and age, vehicle information, vehicle is properly classified and proper address.
- Take a DMV approved auto accident prevention course. Your insurance company must apply a credit to your premiums for three years if you take and complete the course.
- Automatic seatbelts and airbags will earn you a credit on your medical payments and no fault coverage.
- Anti lock brakes is a biggie and earns a discount on most of your policy coverage.
- Daytime running lamps will earn a further discount on your liability, collision, no fault and medical payments coverage.
- Join the Combat Auto Theft Program (CAT). Some companies will offer a discount for participating in CAT.
- Earn a Careful Driver discount for drivers without an accident for a given period of time.
- If you have more than one policy with the same insurer, most insurance companies will offer a discount.
- Senior Citizens may be offered a discount because they’re generally on the road less often than younger drivers.
- Increase your deductibles. Higher deductibles lower your premium
- Drop physical damage coverage on old vehicles.
- Communicate with your insurance agent. They are a great resource to save money.
