What if your auto insurance provider, you said that you could reach 25 percent discount on your next car insurance simply by showing you a safe driver? It may seem obvious, it will not – after all, at bottom, is not this what a bonus-malus is all about? Well you can guess again, because with the new “signature” feature up to 25 percent discount on your auto insurance policy in the coming years is a real experience!

What is the signature?

In short, a “signature” is a device that you connect to a garage on a diagnostics on your car (which is under the steering wheel to stick). The signature to enter all your driving skills, including how fast you drive, your average speed, whether or not you should suddenly break (and if so, how often) the time of the day, you want to make and about on the roads, your average mileage is, what your route is shorter and longer. In fact, the list is endless. After a predetermined period, for example, three or six months, then return to the garage that the autograph is installed and will remove and replace another. The old signature is then connected to a computer and all information requested be included in a computer recorded and forwarded to your car insurance provider. Your auto insurance provider can then take a look at all data and determine with more precision, if you have a driver of high or low risk!

Advantages of the autograph

If you’re a good driver, the benefits of signing an agreement to use easy to see – after all the data is rarely! The drawback of using a signature that the data collected in the vehicle record. This has two consequences: – First, you must have a car capable of recording such data (ie not too old), on the other hand, the collection of data can not distinguish between drivers. As such, when a car in your house, which is driven by several persons, the signature can not say that the car driving at a given time. Therefore, if your son or daughter on your car insurance and they say they want to ride 50 miles per hour, while the signature indicates the provider of auto insurance they want to drive 120 miles per hour, is unlikely that you will get a 25 percent reduction policy premiums for you!

Overall, as with pay per year mile auto insurance, cheap car insurance pass through a signature device, although the way of the future, is here to stay and will probably benefit most from the engine inhibits.